Pre-seed presentation

CardPilot

One Card. Every Card.

Unified credit control for multi-card users. Raising $100,000 to build, launch, and validate demand.

Unified credit control for multi-card users

Raising $100,000 to build, launch, and validate demand

PROJECT_NEXORA | PRE-SEED PRESENTATION | JULY 2026

Raise

$100,000

Capital to finish the product, launch cleanly, and validate early demand.

Target go-live

Oct 1

A disciplined public launch target anchored to October 1, 2026.

Model

Subscription

Premium routing, analytics, and automation as the base monetization layer.

Positioning

Unify. Direct. Control.

A control layer above the cards users already hold.

Woman at a grocery checkout holding multiple credit cards and looking unsure which card to use.
02Problem

Credit cards work independently. People do not.

Users managing multiple cards are forced to manually track limits, timing, and choice across fragmented accounts.

The result is avoidable friction, wasted rewards, and poor allocation decisions.

LIMITS

Utilization across accounts.

TIMING

Due dates, APR windows, and payments.

CHOICE

Which card should carry each transaction or balance.

03Solution

CardPilot becomes the operating layer.

Connect existing cards into one intelligent mobile dashboard that helps users see total available credit, route spend and balances with more discipline, and stay ahead of utilization, payment timing, and exposure.

Connected cards
Visa Signature
Amex Gold
Mastercard
Discover

Unified dashboard

$24,680

Total available across six connected cards

See total available credit in one place

Route spend and balances with more discipline

Stay ahead of utilization, payment timing, and exposure

UNIFY VISIBILITY | DIRECT ALLOCATION | KEEP CONTROL
04Why it wins

Unified visibility plus intelligent allocation

01

Unify

One live view across connected cards, balances, and available credit.

02

Direct

Guided routing based on utilization, APR sensitivity, and rewards fit.

03

Control

Users keep final authority over limits, payments, and priorities.

05Product vision

One system for everyday credit decisions

NOW

Unified credit dashboard
Best-card guidance for spend and balance placement
Alerts for utilization, payment timing, and concentration risk

NEXT

Rules-based autopilot
Deeper optimization insights
Premium planning and automation features
06Market

Focused beachhead. Broad upside.

Starting user segment:

U.S. consumers actively managing 2+ credit cards
Rewards optimizers
Travel users
Side-hustle operators
Financially engaged households

Revenue frame

25,000 PAYING USERS x $10 / MONTH = $3.0M ARR

Illustrative subscription potential, not a forecast.

07Business model

Simple monetization first

01

Free waitlist and early-access onboarding

02

Premium subscription for advanced routing, analytics, and automation

03

Partner and referral revenue as upside, not base case

Subscription aligns with continuous value: ongoing optimization, monitoring, and control.

08Go-to-market

Start narrow and founder-led

INTERVIEWS

Convert waitlist interest into direct product learning.

ALPHA

Recruit high-intent users who already manage multiple cards.

CONTENT

Publish founder-led insights around card stacking, allocation, and credit strategy.

REFERRALS

Turn early-access exclusivity into a tight invite loop.

09Timeline

Lean plan to launch

01

Q3 2026

Prototype refinement, user research, alpha testing

02

SEPT 2026

Closed beta, feedback loops, activation tuning

OCT 1, 2026

Target public go-live

04

POST-LAUNCH

Measure activation, engagement, and premium conversion signals

10Use of funds

Exactly how the $100,000 will be used

CategoryAmount
Office space and workspace$18,000
Equipment$10,000
Software and infrastructure$15,000
Product development support$27,000
Operations, legal, and compliance$20,000
Research, launch, and customer acquisition$10,000
Total$100,000
Lean allocation

Lean capital to finish the product, launch cleanly, and gather real demand signals.

Operating principle

Conservative operating budget focused on product completion, launch readiness, and real market learning.

11Founder

Founder-led with focused scope

Founder

Project_Nexora

Building CardPilot with a product-first, disciplined execution plan.

Building CardPilot with a product-first, disciplined execution plan

Operating with a lean budget and a fixed launch target

Looking for investors who can sharpen fintech, product, and growth decisions

12The ask

Raising $100,000 to reach launch and prove demand

Raise

$100,000

Fund office space, equipment, software, operations, and launch support
Ship on a disciplined timeline toward October 1, 2026
Validate user demand before scaling the business further

Closing line

CardPilot is building the unified control layer for modern credit behavior.

Presenter narrative

01Open with fragmentation: people have multiple cards, but no system managing them together.

02Position CardPilot as the operating layer above the existing stack, not a replacement product.

03Explain the wedge clearly: visibility plus intelligent allocation.

04Show discipline in the business: focused user segment, simple subscription model, founder-led go-to-market.

05Close on credibility: a precise $100,000 use-of-funds plan tied to launch on October 1, 2026 and measurable early validation.